Commercial Auto Insurance in Clearwater, FL
It’s important for businesses that rely on vehicles to secure commercial auto insurance for financial protection in case of unexpected accidents, damage and liabilities. At United One Insurance, we’re ready to help business owners understand commercial auto insurance and find the policy that aligns with their needs and long-term growth.
What Does It Cover?
In general, commercial auto insurance offers the following coverage:
- Comprehensive coverage can help pay for damage caused by fire, theft, weather events, vandalism and other covered non-collision events.
- Collision coverage can be beneficial if you or an employee hits an object or another vehicle.
- Liability coverage can cover expenses related to third-party property damage or bodily injuries you or an employee caused.
- Uninsured/underinsured motorist coverage can cover your losses if the driver at fault does not have sufficient insurance coverage.
- Hired and non-owned auto coverage can cover you or your employees’ personal vehicles if damaged while being used for commercial purposes. It can also be extended to vehicles being rented by your business.
Is It Required?
Florida businesses are generally required to purchase commercial auto insurance for vehicles that are being used or rented for commercial purposes.
How Much Does It Cost?
Your commercial auto insurance rate can be influenced by the following factors:
- Employee driving records
- Claims history
- Fleet specifications (e.g., vehicle type, model, year, etc.)
- Location
- Type of business
- Deductible
- Coverage selection
Where Can I Purchase a Policy?
Contact United One Insurance today to request a personalized quote or explore your commercial auto insurance options.