SR-22-Compliant Auto Insurance in Clearwater, FL

Navigating auto insurance can be challenging, especially when you need SR-22-compliant coverage. If you must file an SR-22 form with the state, understanding and securing this coverage before the deadline is crucial.

What Is SR-22 Insurance?

SR-22 insurance is a certificate of financial responsibility required by the state of Florida for drivers deemed high-risk. This certificate is not an insurance policy. It’s a form filed by your insurance company with the state to confirm that you carry the minimum required liability coverage. Common reasons for needing an SR-22 include DUI convictions, multiple traffic offenses or driving without insurance.

How to Obtain SR-22 Insurance in Clearwater

If you receive notice that you must file SR-22, contact your agent. Not all insurance providers offer SR-22-compliant coverage. Your agent can help you understand the state’s requirements and find a policy that complies with your court order.

Once you have selected an insurer, they will file the SR-22 form with the Florida Department of Highway Safety and Motor Vehicles (DHSMV) on your behalf. This process ensures that the state is aware of your compliance with the required insurance coverage.

Maintaining your SR-22 status for the duration specified by the state—typically three years—is essential. Failing to do so can result in further penalties, including the suspension of your driving privileges.

Contact Us

Contact United One Insurance to compare quotes for SR-22-compliant Florida auto insurance. Our agents can help you secure appropriate coverage at favorable rates.